Tuesday, November 16, 2010

Health Insurance and the Economic Recovery

Has anyone wondered about the economic recovery and how they say it will happen with small business? As a small business owner, and as a member of a household with another small business owner, we are fast approaching almost $2,000.00 per month for health insurance premiums.

Had a public option been possible, could that expenditure have been slashed in half? Think about it. If we both had another $500 per month to expend for goods and services we need to advertise, network and grow our businesses, that could result in an infusion of over $12,000 additional dollars a year into this economy. Instead, it is being usurped by health insurance companies and the for-profit medical industry.

How will we bring this economy back on line with that type of expenditure? I attended a meeting this morning with several other small business people and there was nodding of the heads all around the table concerning this issue. Without our representatives putting their heads together to find affordable health care options for big and small businesses alike, we are swirling around in the cesspool of health care options. Same old story only with a more expensive ending. I, for one, am going to be actively working with my senators and representative to continue to fight for affordable healthcare, no matter who the lobbyists are. Won't you join me in carrying this message forward? Ed Schultz, we need you to carry on the public option fight. Thanks.

Tuesday, October 26, 2010

Worker's Comp Choice - Make Washington a 3-Way State!

In helping employers in the State of Washington, I see the Department of Labor and Industries with small pockets of hard working but overloaded adjusters who do not have the time to adjudicate claims. The squeaky wheel gets the grease. Employers who can yell loud enough get heard. The two big issues I work on are: (1) A proper and complete investigation of a claim at the onset; and (2) having a clear plan of action for the claim that looks at what is needed to get a claim closed and the worker back to his/her job at time of injury.

The worker's compensation system was put in place to be a stop gap until an injured worker could return to work. Too many nonproductive employees find this system as a new way to delay their return to a job they may not like. While only about 5% of these claims are questionable in the first place, they cost employers millions of needless dollars that could go to employing dedicated and productive workers.

The State of Washington needs competition in the worker's compensation arena. Many injured workers are also being ill served especially when they want to return to productive work but their claim is not handled in a timely manner. I believe that the worker's compensation programs and employers and employees will benefit from a three-way state. Let's work at putting people back to good work at good productive jobs. As with most instances where there is competition to government supplied programs, the private sector can do a better job. Vote for I-1082.